/* Home — financing partners */
.home-financing {
  padding: clamp(2.5rem, 6vw, 4rem) 0;
  background: var(--bg-elevated);
  border-block: 1px solid var(--line);
}

.home-financing__header {
  text-align: center;
  max-width: 40rem;
  margin: 0 auto clamp(2rem, 4vw, 2.75rem);
  padding-inline: 1rem;
}

.home-financing__eyebrow {
  margin: 0 0 0.5rem;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--accent-gold);
}

.home-financing__title {
  margin: 0 0 0.65rem;
  font-family: var(--font-serif);
  font-size: clamp(1.75rem, 4vw, 2.35rem);
  font-weight: 600;
  color: var(--ink);
}

.home-financing__lead {
  margin: 0;
  font-size: 1rem;
  line-height: 1.6;
  color: var(--ink-muted);
}

.home-financing__grid {
  display: grid;
  gap: 1.25rem;
  max-width: var(--max);
  margin-inline: auto;
  padding-inline: 1rem;
}

@media (min-width: 768px) {
  .home-financing__grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
  }
}

.home-financing__card {
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 1.75rem 1.25rem 1.5rem;
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: calc(var(--radius) + 4px);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
  transition:
    transform 0.3s var(--ease-out),
    box-shadow 0.3s,
    border-color 0.25s;
}

.home-financing__card::before {
  content: "";
  position: absolute;
  inset-block: 0;
  inset-inline: -10%;
  height: 5px;
  background: linear-gradient(90deg, transparent, var(--accent-gold, #b8923a), transparent);
  opacity: 0;
  transition: opacity 0.25s;
}

.home-financing__card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: color-mix(in srgb, var(--accent-gold) 35%, var(--line));
}

.home-financing__card:hover::before {
  opacity: 1;
}

.home-financing__card--featured {
  background:
    linear-gradient(180deg, color-mix(in srgb, var(--accent-gold) 8%, var(--bg)) 0%, var(--bg) 60%);
  border-color: color-mix(in srgb, var(--accent-gold) 38%, var(--line));
}

.home-financing__badge {
  position: absolute;
  top: 14px;
  right: 14px;
  padding: 0.28rem 0.65rem;
  border-radius: 999px;
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #fff;
  background: linear-gradient(135deg, var(--accent-gold, #b8923a) 0%, #8a6a23 100%);
  box-shadow: 0 4px 12px rgba(184, 146, 58, 0.3);
}

.home-financing__badge--soft {
  background: rgba(10, 49, 97, 0.92);
  box-shadow: 0 4px 12px rgba(10, 49, 97, 0.25);
}

.home-financing__badge--accent {
  background: #128c7e;
  box-shadow: 0 4px 12px rgba(18, 140, 126, 0.3);
}

.home-financing__features {
  list-style: none;
  margin: 0 0 1rem;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.4rem;
}

.home-financing__features li {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  padding: 0.3rem 0.7rem;
  border-radius: 999px;
  background: color-mix(in srgb, var(--accent-gold) 12%, transparent);
  font-size: 0.74rem;
  font-weight: 500;
  color: var(--ink);
}

.home-financing__features li::before {
  content: "✓";
  font-weight: 700;
  color: #128c7e;
}

.home-financing__logo-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  min-height: 3.25rem;
  margin-bottom: 1rem;
  padding: 0.5rem 0.75rem;
}

.home-financing__logo {
  max-width: 100%;
  max-height: 2.75rem;
  width: auto;
  height: auto;
  object-fit: contain;
}

.home-financing__name {
  margin: 0 0 0.5rem;
  font-family: var(--font-serif);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--ink);
}

.home-financing__text {
  margin: 0 0 1rem;
  font-size: 0.9rem;
  line-height: 1.55;
  color: var(--ink-muted);
  flex: 1;
}

.home-financing__text strong {
  color: var(--ink);
  font-weight: 600;
}

.home-financing__sms-code {
  display: inline-block;
  margin-top: 0.35rem;
  padding: 0.2rem 0.55rem;
  border-radius: 6px;
  background: color-mix(in srgb, var(--accent-gold) 18%, transparent);
  font-family: ui-monospace, monospace;
  font-size: 0.95rem;
  letter-spacing: 0.08em;
  color: var(--ink);
}

.home-financing__phone {
  display: block;
  margin-top: 0.25rem;
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--accent-soft);
}

.home-financing__cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 9.5rem;
  padding: 0.7rem 1.2rem;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  text-decoration: none;
  border-radius: var(--radius-pill);
  background: linear-gradient(135deg, var(--accent) 0%, #7a2230 100%);
  color: #fff;
  box-shadow: 0 3px 14px rgba(158, 42, 58, 0.22);
  transition: transform 0.2s, box-shadow 0.2s;
}

.home-financing__cta:hover {
  transform: translateY(-1px);
  color: #fff;
  box-shadow: 0 6px 20px rgba(158, 42, 58, 0.3);
}

.home-financing__cta--secondary {
  background: var(--brand-blue);
  box-shadow: 0 3px 14px rgba(28, 40, 52, 0.2);
}

.home-financing__cta--primary {
  background: linear-gradient(135deg, var(--accent-gold, #b8923a) 0%, #7c5b1d 100%);
  box-shadow: 0 6px 18px rgba(184, 146, 58, 0.35);
}

.home-financing__cta--primary:hover {
  box-shadow: 0 10px 24px rgba(184, 146, 58, 0.45);
}

.home-financing__cta--koalafi {
  background: linear-gradient(135deg, #25d366 0%, #128c7e 100%);
  box-shadow: 0 3px 14px rgba(18, 140, 126, 0.25);
}

.home-financing__disclaimer {
  max-width: 52rem;
  margin: clamp(1.5rem, 3vw, 2rem) auto 0;
  padding-inline: 1.25rem;
  font-size: 0.75rem;
  line-height: 1.5;
  text-align: center;
  color: var(--ink-muted);
}